HARP Loan Requirements

HARP Loan Requirements

Now that you’re ready to proceed with your HARP application, let’s go over the HARP program requirements so you can see if you qualify. Read through the HARP program guidelines below to determine whether or not you are a suitable candidate for the program.

HARP Program Qualifications:

  • The mortgage must be guaranteed or owned by Fannie Mae or Freddie Mac.
  • The mortgage must have been sold to Fannie Mae or Freddie Mac on or before May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously unless it is a Fannie Mae loan that was refinanced under HARP from March-May 2009.
  • You must be current on your mortgage at the time of the refinance, with a good payment history in the past 12 months.

*Eligibility criteria are for guidance only. Contact us or apply online to see if you are eligible for HARP.

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Contact us to see if you are eligible for HARP: 877-740-HARP (4277)